Misconceptions:
LTC Insurance is too expensive, the government will take care of me, I already have disability insurance, and it is only for old people.
Truth:
The average annual cost for long term care is over $70,000 and predicted to double by 2020.
Medicaid is only available for the totally impovrished.
Disability Insurance does not address health care.
In 2006, 58% of the LTC claims were made by those under 65
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